How to Withdraw Money from Coinbase: Guide to Cashing Out, Transferring, and Limits

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Coinbase remains one of the most popular cryptocurrency exchanges in the world, offering users a seamless platform to buy, sell, and store digital assets. However, one of the most critical aspects of using Coinbase knows how to withdraw money from the platform efficiently and securely. Whether you're cashing out profits or transferring funds, this in-depth guide covers everything you need to know about withdrawing money from Coinbase, cash-out limits, and transfers between wallets and banks.
 
How Can I Withdraw Money from Coinbase?
Withdrawing money from Coinbase can be done in several ways, depending on your preferred method. The primary options include:

• Direct bank transfers (ACH/SEPA)
  
• Wire transfers
  
• PayPal (select countries)
  
• Debit card withdrawal
  

To withdraw money from Coinbase:

1. Log into your Coinbase account.
   
2. Navigate to the Assets
   
3. Select the USD wallet (or your local fiat currency).
   
4. Click on Cash Out.
   
5. Choose the amount and your preferred withdrawal method.
   
6. Confirm the transaction.
   

Note: Processing times vary. ACH transfers typically take 1–5 business days, while wire transfers may be quicker.
 
How Do I Get My Money Out of Coinbase?
You can get your funds out of Coinbase either by:

• Selling crypto for fiat and then withdrawing
  
• Transferring crypto to an external wallet or exchange
  

If your funds are in crypto, follow these steps:

1. Go to Trade > Sell.
   
2. Select the cryptocurrency you want to convert.
   
3. Choose your Cash Balance as the deposit destination.
   
4. After converting to fiat, proceed to withdraw.
   

For security, ensure your two-factor authentication (2FA) is enabled.
 
How to Withdraw Money on Coinbase Wallet
Coinbase Wallet is a self-custody wallet, meaning funds held there are not stored on the Coinbase exchange. To withdraw from Coinbase Wallet:

1. Open your Coinbase Wallet app.
   
2. Transfer the crypto to your com account:
   
   • Select Send in the wallet app.
     
   • Enter your com wallet address.
     
3. Once received in your Coinbase account, sell the crypto for fiat.
   
4. Proceed with a standard withdrawal to your bank.
   

This two-step process is necessary because Coinbase Wallet does not directly support fiat withdrawals.
 
How to Transfer from Coinbase to Bank Account
To transfer money to your bank:

1. Sell your crypto into your fiat balance.
   
2. On the homepage, click Cash Out or go to Assets > Cash Balance.
   
3. Choose Bank Account as your withdrawal method.
   
4. Enter the amount.
   
   

ACH withdrawals (U.S.): Free, 1–5 business days
SEPA withdrawals (EU): €0.15 fee, up to 1–2 business days
Wire transfers: Instant, higher fees apply
 
How Do You Wire Money to Coinbase?
Wire transfers allow higher deposit limits and faster processing:

1. Go to Settings > Payment Methods.
   
2. Add a wire transfer bank account.
   
3. Coinbase will give you the routing and account number for their banking partner.
   
4. Send funds from your bank, including your Reference Code.
   

Wire deposits typically clear within 1 business day. They support larger amounts than ACH.
 
How to Transfer from Coinbase to Robinhood
You cannot directly transfer crypto from Coinbase to Robinhood since Robinhood only supports a few token transfers and only from supported wallets. However, you can:

1. Sell crypto on Coinbase.
   
2. Withdraw to your bank.
   
3. Deposit funds into Robinhood from your bank.
   
4. Buy crypto again on Robinhood.
   

Only certain coins like Bitcoin, Ethereum, and Dogecoin are eligible for transfer into Robinhood Crypto Wallet.
 
How to Transfer Crypto from Robinhood to Coinbase
Robinhood recently enabled external crypto withdrawals (only for supported users). Here's how to move your coins:

1. Enable Crypto Wallets in your Robinhood account.
   
2. Click on Send for the coin.
   
3. Paste your Coinbase receiving address.
   
4. Confirm transfer and authenticate.
   

Transfers may take up to 30 minutes. Double-check the address, especially for tokens with memo or tag requirements (like XRP or XLM).
 
How to Transfer Money from Coinbase to Coinbase Wallet
Moving funds from Coinbase exchange to your Coinbase Wallet is simple:

1. Open the Coinbase App.
   
2. Tap Send on the cryptocurrency you wish to transfer.
   
3. Select Coinbase Wallet as the destination.
   
4. Confirm the transfer.
   

This move is on-chain, so gas fees may apply depending on the blockchain used (e.g., Ethereum or Solana).
 
Coinbase Daily Withdrawal Limit
The daily withdrawal limit depends on account level, region, and verification status.

• Default withdrawal limit: $50,000 per day (fiat and crypto combined)
  
• Increased limits available upon identity verification and account history.
  

You can check your personal limits:

1. Go to Settings > Limits and Features.
   
2. Review current withdrawal and transfer limits.
   

 
Coinbase Debit Card Limit
The Coinbase Visa Debit Card allows spending crypto or USD from your balance:

• Coinbase Daily ATM Withdrawal Limit: $1,000
  
• Purchase Limit: $10,000 per day
  
• Limits may vary by region and verification.
  

You can track and manage your card limits within the Coinbase Card dashboard.
 
Coinbase Deposit limit and Coinbase Purchase Limit
Deposit and purchase limits depend on:

• Payment method (bank, card, wire)
  
• Account verification
  
• Transaction history
  

Typical limits:

• ACH (US): $25,000/week
  
• Debit card purchases: Up to $3,000/day
  
• Wire transfers: No fixed limit, but may require verification
  

Coinbase periodically increases your Coinbase limits as you build trust and complete ID verifications.
 
Coinbase Transfer Limits
Transfers between accounts and wallets may have limits:

• Internal transfers (Coinbase to Wallet): No fixed limit
  
• External transfers (to other exchanges or wallets): Limited by your withdrawal cap
  
• Crypto to crypto trades: No limit
  

Security holds may delay withdrawals if unusual activity is detected. Always enable 2FA and withdrawal whitelists for added safety.
 
How to Cash Out Crypto on Coinbase
To cash out crypto into fiat:

1. Convert crypto to USD, EUR, or local currency via the Sell
   
2. Go to Assets > Fiat Balance.
   
3. Click Cash Out.
   
4. Select withdrawal method: Bank, PayPal, or Wire.
   
5. Confirm transaction.
   

Tip: Keep in mind that network fees and spreads may apply during crypto conversions.
 
How to Cash Out of Coinbase Wallet
As mentioned, Coinbase Wallet is non-custodial. To cash out:

1. Send crypto to your Coinbase.com account.
   
2. Sell it for fiat.
   
3. Withdraw via your chosen method.
   

This requires paying gas fees and may take a few minutes depending on network congestion.
 
Conclusion
Coinbase offers multiple withdrawal methods, from instant PayPal transfers to secure bank wires. Whether you're transferring between wallets, converting crypto, or reaching your Coinbase daily withdrawal limits, understanding the platform’s capabilities is crucial for efficient money management.