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+--- Thread: What’s the best option if I want to rebuild my credit after some late payments? (/thread-21578.html)
What’s the best option if I want to rebuild my credit after some late payments? - asiyatanisa - 11-03-2025
If your score is low, start with a secured card. A credit card to build bad credit helps you show consistent payment behavior and keeps your utilization in check. Deposit-based cards like these often graduate to unsecured ones after a few months. Use the card lightly, pay on time, and you’ll start seeing your score move upward.